I have a 1934 10 dollar bill, An "A" Note with Paper money shop drugs collecting. "will pay to the bearer on demand".  Is is worth anything? I also have a lot of silver coins and wheat pennies I've collected over the years but am most curious about the 10. Help!

Can somebody give me a free coin album?

Why are the gold coins and bars (of same karat value) sold by many banks always costlier as compared to the quoted gold market prices, and that too, exclusive of taxes?